Working Capital Needs Calculator 


The Working Capital Needs Calculator will assist you in determining the amount of working capital that your business requires

How to Use Working Capital Needs Calculator 

By entering details like revenue, margins, and the assumptions you estimate the following:

  • The cash needed to fund working capital

  • The working capital needs as a percentage of revenue

* DISCLAIMER

  1.The Working Capital Needs Calculator is an indicative tool and is meant to provide information and estimates of a general nature based on information provided by you.

  2. Beacon does not guarantee the accuracy, adequacy, reliability or completeness of any information or computation or recommendation provided by the Calculator.

  3. Results from the Calculator are not an indication that the product and/or service will automatically be offered by Beacon Financial Services and we reserve the right to change information or features of the product and/or service listed at any time without notice.

beacon_logo_vertical_dark.png

BEACON - Beyond SME Funding!

Does your business need a working capital boost to finance operations? Stay on top of your business needs! Use our Business Loan Calculator to estimate rates, repayments cost of Working Capital Loan

Revenue and Margins

1. Enter the Annual Revenue - revenue for the year 
 

2. Enter the Gross Margin % -  the gross margin percentage is the ratio of the gross margin to the revenue of the business: 
Gross margin % = (Revenue – Cost of sales) / Revenue

 

3. Enter the Expenses % - operation expenses + finance cost + income tax expenses. The cost of sales and depreciation related expenses should be excluded from the calculation.

Expenses % = (Operating expenses + Finance costs + Income tax expenses) / Revenue

Assumptions

4. Enter the Accounts Receivable Days - the average number of days credit is given by the business to customers
 

5. Enter the Inventory Days - the number of days cost of sales held as inventory by the business
 

6. Enter the Accounts Payable Days - the average number of days credit given to the business by trade suppliers.
 

7. Enter the Other Liabilities Days - the average number of days credit given to the business in respect of expenses (excluding the cost of sales and depreciation related expenses).

Estimation of Your Business Working Capital Needs 

The calculator estimates the cash required to fund working capital analysed by accounts receivable, inventory, accounts payable, and other liabilities.
 

Finally, the calculator shows the working capital needs as a percentage of the revenue of the business to allow quick estimates to be made for varying amounts of revenue

Effective Finance Solutions to Help Your Business Growth

Get peace of mind when you partner with Beacon

Start your business growth journey Today!

BEACON - Beyond SME Funding!

Does your business need a working capital boost to finance operations? Stay on top of your business needs! Use our Business Loan Calculator to estimate rates, repayments cost of Working Capital Loan

beacon_logo_vertical_light.png

ADDRESS

1 Paya Lebar Link #04-01 PLQ1, 408533 Singapore

CONTACT

Tel: +65  9843 9398

Email:  info@beacon.sg